Kisan Credit Card Yojana 2020 | KCC, Eligibility, Benefits, Application

The Pradhan Mantri Kisan Credit Card Scheme has been recently launched by the Central Government.

All the farmers of the country will be given benefit of Kisan Credit Card Scheme by the government. All the small and marginal farmers of the country can get loans of lakhs of rupees under Kisan Credit Card Scheme (Pm KCC) at very low interest rates.

Kisan Credit Card is the process of providing adequate and timely loans to farmers. Kisan Credit Cards are a very simple and easily available process under which farmers can borrow money for agricultural related activities.

2020 Yojana, Government Schemes, Kisan Yojana, Latest Scheme, Pradhan Mantri Yojana, Sarkari Yojana, KCC Yojana, Kisan Credit Card Yojana
Kisan Credit Card Yojana 2020

Kisan Credit Card Objectives

  • To provide adequate and timely credit facility to farmers to meet their loan requirements (agricultural expenses).
  •  To meet expenses related to incidental activities in addition to incidental expenses.
  • This loan facility is provided on a need basis through a simplified procedure.
  • On the Kisan Credit Card Scheme, any poor farmer can increase his farm yard by taking a loan.

What documents are required for Kisan Credit Card?

  • Identity Proof, Aadhaar Card, Voter ID Card, PAN Card, Driving License etc.
  • Address Proof
  • your picture
  • Filled application form
  • If your loan amount (Kisan Credit Card Limit) is high, then you may have to mortgage your land with the bank. You may also have to hypothecate your crop.

Benefits of Kisan Credit Card Scheme

  • There is no need to apply for loan for each crop
  • To reduce the interest burden for farmers.
  • Helps purchase seeds, fertilizers at the convenience and choice of the farmer
  • Helps buy discounts on cash benefits from dealers
  • Easy Cash Out |
  • Reduce interest burden for the farmer at any time.
  • Any farmer can take a loan with a credit card.
  • Anyone can easily understand a credit card.
  • No one can refuse to give loan to whoever has a farmer credit card.
  • Kisan Credit Card can take loan in every bank.

Eligibility for Kisan Credit Card

  • All those farmers can apply for Kisan Credit Card, who are in agricultural production in their own farm or doing agriculture work in any other field or are associated with any kind of crop production.
  • All farmers - single / joint borrowers who are owned farmers.
  • Rent tenant, tongue tenant and common farmer etc.
  • Self-help group or joint liability group farmers including rent tenants,
  • Common farmers are involved.

Application for Kisan Credit Card

2020 Yojana, Government Schemes, Kisan Yojana, Latest Scheme, Pradhan Mantri Yojana, Sarkari Yojana, KCC Yojana, Kisan Credit Card Yojana
Application for kisan credit card
  • To make a Kisan Credit Card, you can login to any bank branch and get a Kisan Credit Card.
  •  State Bank of India and Bank of India etc.
  • The KCC borrower will be issued an ATM cum Debit Card.
  • In the event of any balance remaining in this account, the same interest will be paid on it as a savings account.
  • Processing fees up to Rs 3 lakh are not levied.

Post a comment


  1. Thanks, I want to know can i apply online by their official website ? Or Do i have to go to the bank?

    1. Both forms of application are started. It's on you if you want to apply online you can from their official website and if you are facing any problem simply go to your nearest bank and ask them to fill out your form.


  2. Yadi patr vyakti ki death' ho jati h to use rashi me koi benifit

  3. is there any upper age limit to avail the loan ?

    1. Hello There, Minimum Age Is 18 And Maximum Age is 75 years.
      For Age More than 60 years An Co-borrowers is necessary.
      Thank You

  4. What is the time period
    For loan repay and interest %